By Vincent Ray Masterson
You may have decided that you want to buy or rent a piece of property in Wildwood, NJ, but before you can do this, you must first contact a real estate agency. Here are a few of the many realtors around Wildwood:
1. RPO Realtors is said to be one of the oldest Wildwood realtors. They have been finding their customers dream homes for decades. There are five agents who help run RPO Realtors and they are qualified in their own unique ways to help each customer they deal with. Roman P. Osadchuk began his career in real estate during the 1960's and is also the founder of RPO. RPO has a land development division as well as real estate; except for the land division specializes in farm and large pieces of land. RPO Realtors has a goal to not only sell a large number of properties, but to make sure that these properties are in tip top shape as well. They want to provide you with the best quality of service possible. Not only can you purchase property through RPO, but you can sell your home or land as well.
2. Cabrera Realty is a licensed real estate agency that not only deals with properties in Wildwood Crest, but in Diamond Beach, North Wildwood, and surrounding areas in Cape May County. Cabrera Realty works alongside Cabrera Property Management who specializes in managing hotels, motels, condos, and vacation homes. The companies associated with Cabrera Realty are here to accommodate each and every need a person could have when visiting or wanting to live in Wildwood.
3. Wildwoods Realty is a small, family owned business that wants to keep a good reputation that takes care of the people first before worrying about making a sell. Wildwoods Realty is located in North Wildwood, so if you are around that area and are looking for various types of houses, then you can stop buy and ask about what they can provide to you. Not only will you be able to buy or rent a piece of property that is near the beach, but will also be able to ride in boats or participate in other activities that are available in Wildwood, NJ.
There are many choices when it comes to Wildwood Realtors and you can view them all at the click of a button when you go online. Many of these companies have websites that will let you know what they are like and what kind of properties they have.
Showing posts with label Real-Estate. Show all posts
Showing posts with label Real-Estate. Show all posts
Real Estate Offers Quality Residential Properties
ป้ายกำกับ: Real-Estate
By Eliza Maledevic
For many individuals who are interested in Sarasota real estate, you should also know that there is a good option to check out the residential houses that are available in the city. To help you out in this, you should be able to check out the facilities and the benefits that can be experienced when you actually choose to acquire a property in the Sarasota real estate. You should be able to check these out carefully and allot an ample amount of time so that you can avoid instances when you would regret your decision. When it comes to buying property, you should not rush the decision as regretting it may be a bigger thing to deal with.
One of the most common properties bought in the Sarasota real estate market would be the single family type of houses. There are many options that a buyer can choose from and the designs and styles are also varied to make a person find the right one that fits his needs. This is the reason why there are many investors interested in this line of real estate in Sarasota both in the city and outside it.
As mentioned, the designs are varied so you can have a big chance to find the perfect fit for you. There are small houses while there are mansions so you can simply set your needs and find ones that you like. When you are ready to make the decision of buying the property, it can be readily available and you can own it in some time. Added to this, the Sarasota real estate are more desirable as the neighborhood can also be quiet if you want it to be. The waterfront is also an impeccable choice.
You should name your needs and Sarasota can provide the level of luxury that you need. Condominiums are also available and even if the price is high, these are the residential houses that get most of the market proving how much it has increased in value and worth. These condominiums can provide you with the modern way of living that you are looking for. These are also fully furnished so you would not need to think of the furniture or appliances to use. When you think of comfort, then Sarasota real estate can provide it to you.
You can also set your budget since you can see that the houses may seem to cost higher than the average. But the price is also a form of putting value to how much the property can offer an individual. Besides, you can always have the choice of applying for a mortgage loan to aid you with the payment. You can now plan on how you will be able to get the property that you need.
Eliza Maledevic Ayson
Sarasota Real Estate
Article Author Eliza Maledevic from http://www.Jump2top.com, a SEO Company.
Article Source: http://EzineArticles.com/?expert=Eliza_Maledevic
For many individuals who are interested in Sarasota real estate, you should also know that there is a good option to check out the residential houses that are available in the city. To help you out in this, you should be able to check out the facilities and the benefits that can be experienced when you actually choose to acquire a property in the Sarasota real estate. You should be able to check these out carefully and allot an ample amount of time so that you can avoid instances when you would regret your decision. When it comes to buying property, you should not rush the decision as regretting it may be a bigger thing to deal with.
One of the most common properties bought in the Sarasota real estate market would be the single family type of houses. There are many options that a buyer can choose from and the designs and styles are also varied to make a person find the right one that fits his needs. This is the reason why there are many investors interested in this line of real estate in Sarasota both in the city and outside it.
As mentioned, the designs are varied so you can have a big chance to find the perfect fit for you. There are small houses while there are mansions so you can simply set your needs and find ones that you like. When you are ready to make the decision of buying the property, it can be readily available and you can own it in some time. Added to this, the Sarasota real estate are more desirable as the neighborhood can also be quiet if you want it to be. The waterfront is also an impeccable choice.
You should name your needs and Sarasota can provide the level of luxury that you need. Condominiums are also available and even if the price is high, these are the residential houses that get most of the market proving how much it has increased in value and worth. These condominiums can provide you with the modern way of living that you are looking for. These are also fully furnished so you would not need to think of the furniture or appliances to use. When you think of comfort, then Sarasota real estate can provide it to you.
You can also set your budget since you can see that the houses may seem to cost higher than the average. But the price is also a form of putting value to how much the property can offer an individual. Besides, you can always have the choice of applying for a mortgage loan to aid you with the payment. You can now plan on how you will be able to get the property that you need.
Eliza Maledevic Ayson
Sarasota Real Estate
Article Author Eliza Maledevic from http://www.Jump2top.com, a SEO Company.
Article Source: http://EzineArticles.com/?expert=Eliza_Maledevic
Real Estate Agents - Two Sides to the Business
ป้ายกำกับ: Real-EstateBy Thomas McGiveron
There's two sides to the real estate business. There's the emotional side where the person is buying [or selling] and then there's the business side, the non-emotional, logical and rational side. The emotional side is made up of the excitement, frustration, euphoria, fear, etc. that the buyer feels when they're going through the process of looking at houses, making offers, arranging furniture in their minds as they look at homes, etc.
The business side is the side that most homeowners and prospective homeowners don't look at. Homeowners and prospective homeowners do not pay attention to this important side.
Therefore, they get involved with real estate agents who are like them. They don't pay attention to the business aspect of real estate and thus, do not (can not) consult their clients accordingly. These real estate agents know about the market and homes in general. They can tell you alot about a home, type of construction, the heating system, the history of the neighborhood, local home values, etc. But on the business side is the most vital because in the transaction of real estate, is a business transaction. We're talking about a financial transaction of over $375,000 on the average in the Long Island real estate market.
That is a major business and financial transaction that is cut throat and perfectly rational. It is based on municipal regulations, real estate laws, appraisals, and thorough analysis of the conveyance of title. It requires insurance policies to be executed and title insurance to issued in order to assure clear conveyance of ownership.
The business side of the transaction is where the turkey is talked about. In this market, with changes in the mortgage markets from day to day, if an agent is not thoroughly entrenched in the business side of real estate, they could certainly cost a homeowner and prospective homeowner thousands upon thousands of dollars.
A real estate agent must be empathetic to the emotional needs of his/her clients, while at the same time proficient in representing their business interests which includes helping their bottom line.
I know for me, personally, I pride myself on being "in the know" about mortgage markets, where they're going and how it will effect both my selling clients as well as my buying clients. For example, higher interest rates will effect my sellers by shrinking the already small buyer pool. Higher interest rates combined with a banking industry that has tightened it's lending practices so much already, will only make things more challenging for my selling clients because these two important aspects will drive the buyer pool down.
Higher interest rates for my current buying clients/customers means one thing - find a home now, while prices are still down and interest rates are still low because with higher rates comes higher monthly interest payments, which translates to thousands of dollars leaving their income column and going into their expense column. Sure they will get to "write off" the interest at the end of the year, but high cash outlays during the month of say August, totally overshadows the fact that sometime in the future you'll get a "write off" in taxes.
I consider myself a counselor, consultant, and businessman. While I am human and very much enjoy helping people find a home to buy or help them sell the one they have and buy a new home, I also am a businessman who takes the responsibility of representing my clients business interests very seriously (that's why my website features such good information and analysis).
I welcome the opportunity to do business with you - call me at 631.831.9048.
(c) Copyright 2008 http://www.tommcgiveron.comBy Tom McGiveron, Licensed Real Estate Salesperson
Visit TOMMCGIVERON.COM for Long Island real estate market information and updates.
Article Source: http://EzineArticles.com/?expert=Thomas_McGiveron
Real Estate Investment in Canada
ป้ายกำกับ: Canada, Real-Estate
By Jon Elton
Canadian real estate market is not an emerging market. In fact, it is a well established traditional sector. Here, the returns of the investor are cyclical in nature. They are a direct reflection of the countrywide economic growth trend. From the perspective of a property investor, the total property sector in Canada is fully dependent on the development or population growth in a particular area. It also depends on the strength of the investment.
Commercial and residential real estates in Canada offer plenty of opportunities to the property investors. Alternately, real estate investors cash in on the residential property market of Canada. They do this by beating trends, getting ahead of the market and buying in the fastest growing geographic region, at a time when, the market reaches the peak in that region. Then, investor's cash in when they swap the assets before the particular geographic market hits a period of stagnation. Based on the latest positive market movements, in some regions, property investors who operated in this manner have received substantial benefits. This is indicative from their annual gains that have reached above 20%.
Prospects in Canada:
For real estate investors, Canada has two types of added bonus:-
- It has a huge population of wealthy expatriates who either seek retirement or residence in Canada, or take up important employment positions under the skilled worker programs of the Canadian Immigration Department.
Such immigrants seek properties for resale and rent and bring in a constant flow of "new" money into the property market. This adds to the sustainability of the real estate sector. It also creates a focus on investment in some areas and cities popularly known to such group of people.
- Within its borders, Canada has emerging markets. As safe and neutral country, it has changed from political strength to economical strength.
- It has registered growth in plenty of business sectors, right from the urban expansion in Canada to the development of commercial and residential real estate sectors of their own.
Here, property investors can target their investments on any one of the developing cities of Canada. They can also purchase commercial or residential property units such as retail units, office space or industrial space.
Alternately, Canada has an expanding and well established tourism sector. It has crept further north and inland, and increased job opportunities especially in tourist accommodation markets and second home markets, in more Canadian towns than ever before.
Overview:
There is no limit for a property investor in the Canadian real estate market. It depends on what the real estate investor seeks. In case, an investor targets his investments correctly, property sector in Canada supports sustainable income, short term gains and long term growth for that investor.
Real estate investment in Canada is organized and profitable. It is a safe haven for people who want to invest in real estate but could not do so due to the effect of housing crash in the United States. Hence, it is better to take this opportunity and invest in real estate of Canada for long term smart gains.
Jon Elton owns and operates a Best Penny Stocks Picks website to help other investors with their stock decisions. He also operates a Home Based Business earn money online site to help entrepreneurs gain experience and wealth."
Article Source: http://EzineArticles.com/?expert=Jon_Elton
Canadian real estate market is not an emerging market. In fact, it is a well established traditional sector. Here, the returns of the investor are cyclical in nature. They are a direct reflection of the countrywide economic growth trend. From the perspective of a property investor, the total property sector in Canada is fully dependent on the development or population growth in a particular area. It also depends on the strength of the investment.
Commercial and residential real estates in Canada offer plenty of opportunities to the property investors. Alternately, real estate investors cash in on the residential property market of Canada. They do this by beating trends, getting ahead of the market and buying in the fastest growing geographic region, at a time when, the market reaches the peak in that region. Then, investor's cash in when they swap the assets before the particular geographic market hits a period of stagnation. Based on the latest positive market movements, in some regions, property investors who operated in this manner have received substantial benefits. This is indicative from their annual gains that have reached above 20%.
Prospects in Canada:
For real estate investors, Canada has two types of added bonus:-
- It has a huge population of wealthy expatriates who either seek retirement or residence in Canada, or take up important employment positions under the skilled worker programs of the Canadian Immigration Department.
Such immigrants seek properties for resale and rent and bring in a constant flow of "new" money into the property market. This adds to the sustainability of the real estate sector. It also creates a focus on investment in some areas and cities popularly known to such group of people.
- Within its borders, Canada has emerging markets. As safe and neutral country, it has changed from political strength to economical strength.
- It has registered growth in plenty of business sectors, right from the urban expansion in Canada to the development of commercial and residential real estate sectors of their own.
Here, property investors can target their investments on any one of the developing cities of Canada. They can also purchase commercial or residential property units such as retail units, office space or industrial space.
Alternately, Canada has an expanding and well established tourism sector. It has crept further north and inland, and increased job opportunities especially in tourist accommodation markets and second home markets, in more Canadian towns than ever before.
Overview:
There is no limit for a property investor in the Canadian real estate market. It depends on what the real estate investor seeks. In case, an investor targets his investments correctly, property sector in Canada supports sustainable income, short term gains and long term growth for that investor.
Real estate investment in Canada is organized and profitable. It is a safe haven for people who want to invest in real estate but could not do so due to the effect of housing crash in the United States. Hence, it is better to take this opportunity and invest in real estate of Canada for long term smart gains.
Jon Elton owns and operates a Best Penny Stocks Picks website to help other investors with their stock decisions. He also operates a Home Based Business earn money online site to help entrepreneurs gain experience and wealth."
Article Source: http://EzineArticles.com/?expert=Jon_Elton
Public Records on Home Sales - Where to Get Them
ป้ายกำกับ: Real-Estate
By Gary Pearson
In today's fast paced real estate world many people want to purchase homes in alternative ways and flip them, i.e., fix them up and turn them around for a profit. So that you do not pay too much money for the property it is very important to become familiar with your county's public records on home sales.
In order to do this you have to get your background information about the property in order so you must check out your local resources on public records on home sales.
Much of the information you need is now online so you can do your homework at home in your pajamas but your County Recorder's Office is an excellent place to go and familiarize yourself with their records. They are friendly and worth their weight in gold when you need what they have.
First you can track down the recorded documents on the property through your city Assessor or your County Assessor's office. In their information they will have the "book and page" of the recorded documents on the property: the mortgage, the Declaration of Value, a Ground Hazard Information sheet and other pertinent documents. The Assessor's Office can also tell you information about the property they acquired during their assessment procedure in order to establish the amount of property taxes on the property.
All of this information will be interesting to you when you focus on a property that you want to buy: you have to know how much was paid for the property when it was last sold, who presently owns it, especially if it is a foreclosed property. If the property is presently owned by the present buyers you may be able to go to them directly to buy the property rather than through a real estate agent or bank or foreclosure company representing the lender.
Another source of public records on home sales you will want to check is your local Sheriff's office to find out whether there has been a "Sheriff's Sale" on the property, the first step in the foreclosure process, where the property is sold at a Sherriff's Auction for the amount due to the lender or more. Typically the lender will buy back the debt at this point to ensure they maintain their ownership role in the foreclosure procedure.
When the information in question becomes recorded information, it is free and available to anyone in the public realm who wishes to obtain it. Public records on home sales are by their very nature free to access by anyone, so the public can track prices on sold properties, so anyone can know what a property sold for to compare it to other possible sold properties to determine a price for a house going onto the market.
The market is driven by this information so that appraisers can determine value on pending properties about to close.
Gary Pearson is an accomplished niche website developer and author.
To learn more about home sales visit Selling Real Estate Site for current articles and discussions.
Article Source: http://EzineArticles.com/?expert=Gary_Pearson
In today's fast paced real estate world many people want to purchase homes in alternative ways and flip them, i.e., fix them up and turn them around for a profit. So that you do not pay too much money for the property it is very important to become familiar with your county's public records on home sales.
In order to do this you have to get your background information about the property in order so you must check out your local resources on public records on home sales.
Much of the information you need is now online so you can do your homework at home in your pajamas but your County Recorder's Office is an excellent place to go and familiarize yourself with their records. They are friendly and worth their weight in gold when you need what they have.
First you can track down the recorded documents on the property through your city Assessor or your County Assessor's office. In their information they will have the "book and page" of the recorded documents on the property: the mortgage, the Declaration of Value, a Ground Hazard Information sheet and other pertinent documents. The Assessor's Office can also tell you information about the property they acquired during their assessment procedure in order to establish the amount of property taxes on the property.
All of this information will be interesting to you when you focus on a property that you want to buy: you have to know how much was paid for the property when it was last sold, who presently owns it, especially if it is a foreclosed property. If the property is presently owned by the present buyers you may be able to go to them directly to buy the property rather than through a real estate agent or bank or foreclosure company representing the lender.
Another source of public records on home sales you will want to check is your local Sheriff's office to find out whether there has been a "Sheriff's Sale" on the property, the first step in the foreclosure process, where the property is sold at a Sherriff's Auction for the amount due to the lender or more. Typically the lender will buy back the debt at this point to ensure they maintain their ownership role in the foreclosure procedure.
When the information in question becomes recorded information, it is free and available to anyone in the public realm who wishes to obtain it. Public records on home sales are by their very nature free to access by anyone, so the public can track prices on sold properties, so anyone can know what a property sold for to compare it to other possible sold properties to determine a price for a house going onto the market.
The market is driven by this information so that appraisers can determine value on pending properties about to close.
Gary Pearson is an accomplished niche website developer and author.
To learn more about home sales visit Selling Real Estate Site for current articles and discussions.
Article Source: http://EzineArticles.com/?expert=Gary_Pearson
Sell Your Home and Rent it Back to Stop Repossession - Fight the Credit Crunch
ป้ายกำกับ: Real-Estate
By Charles J Edwards
Preventing home repossession in the face of the UK's falling economy
many people like you are being subjected to eviction notices and threats of repossession after not being able to keep up mortgage payments since the rise of interest rates across the UK.
This has meant new solutions are being developed to tackle this new financial epidemic that is sweeping the nation.
I am now going to introduce you to a concept that is raising in popularity as a primary solution for those that are in the situation were they have no choice but to be repossessed. It is called a "Sell & Rent Back Scheme"
so imagine the situation, your just days from being evicted everything so far has fialed to delay or prevent this from happening, the only way you can stop it is to come up with the money to pay off the outstanding balance, its not enough time to put your self on the market and start finding buyers you may have already tried.
Wouldn't it be wonderful if someone could come out value your house and give you a quote on the spot that would wipe all your debt and then allow you to stay in the house as a tenant?
Well that is exactly how the "Sell & Rent Back Scheme" works. Now don't get me wrong this is nothing new it has been around for a while and is useful for other situations other than repossession, but as far as repossession goes it fits the bill as a solution perfectly.
When you enter one of these agreements it is also possible to make an arrangement to buy back the property at a later date if you financial situation improves, depending on the agreement that you come to maybe at even a discounted rate.
As you can see as alternative to being forced from your home this can be a very good solution for people in these situations, most of the company's that specialise in this field offer free no obligation advise to help you make the best decision about your circumstance.
As everyone's situation is different they may be other options available to you that they could find. Its always best to get professional advice before making a decision on your own.
Everyone's circumstances are unique, in order to make the best decision it always pays to seek expert advice.
If you would like FREE No Obligation advice about how you could Stop Repossession from happening then please visit our website and spare 2 minutes with out quick online form and one of our friendly advisers will be able assess and help you make the right decision.
go now to http://www.avoidhomerepossession.co.uk/
Article Source: http://EzineArticles.com/?expert=Charles_J_Edwards
Preventing home repossession in the face of the UK's falling economy
many people like you are being subjected to eviction notices and threats of repossession after not being able to keep up mortgage payments since the rise of interest rates across the UK.
This has meant new solutions are being developed to tackle this new financial epidemic that is sweeping the nation.
I am now going to introduce you to a concept that is raising in popularity as a primary solution for those that are in the situation were they have no choice but to be repossessed. It is called a "Sell & Rent Back Scheme"
so imagine the situation, your just days from being evicted everything so far has fialed to delay or prevent this from happening, the only way you can stop it is to come up with the money to pay off the outstanding balance, its not enough time to put your self on the market and start finding buyers you may have already tried.
Wouldn't it be wonderful if someone could come out value your house and give you a quote on the spot that would wipe all your debt and then allow you to stay in the house as a tenant?
Well that is exactly how the "Sell & Rent Back Scheme" works. Now don't get me wrong this is nothing new it has been around for a while and is useful for other situations other than repossession, but as far as repossession goes it fits the bill as a solution perfectly.
When you enter one of these agreements it is also possible to make an arrangement to buy back the property at a later date if you financial situation improves, depending on the agreement that you come to maybe at even a discounted rate.
As you can see as alternative to being forced from your home this can be a very good solution for people in these situations, most of the company's that specialise in this field offer free no obligation advise to help you make the best decision about your circumstance.
As everyone's situation is different they may be other options available to you that they could find. Its always best to get professional advice before making a decision on your own.
Everyone's circumstances are unique, in order to make the best decision it always pays to seek expert advice.
If you would like FREE No Obligation advice about how you could Stop Repossession from happening then please visit our website and spare 2 minutes with out quick online form and one of our friendly advisers will be able assess and help you make the right decision.
go now to http://www.avoidhomerepossession.co.uk/
Article Source: http://EzineArticles.com/?expert=Charles_J_Edwards
Real Estate "Hot Zones" Are Not Immune to Current Market Trends
ป้ายกำกับ: Real-EstateBy Sal S Vannutini
Up till now, it seemed as if certain real estate markets would come through the real estate market crash unscathed. Home prices in these areas continued to rise and sales were happening rather quickly. However, there are now signs that even hot markets like the one in Provo, Utah are not immune to the market crash. Homes in these areas that would have been snatched up a short while ago are now sitting on the market with no buyers in sight.
In 2006, home values started decreasing in most markets. But not all markets were cooling. Provo, for example, experienced a 14% hike in home values within a short period of time while other markets were tanking.
Homeowners who lived in these hot market zones realized the full effects of the crash when they tried to sell their homes. Homes that usually sold within a few weeks in the past were sitting for months. It did not take long for sellers to realize that they had to do something drastic to attract buyers. So they started slashing their prices and offering discounts to buyers who would buy their home without an agent. This cut back on the commission fees that sellers had to pay and they could pass this savings to the buyer.
The message that these communities learned is one that we should all pay attention to. No market is immune to the housing bust. Even in markets where prices are continuing to rise, the appreciation is not as robust as it has been in the past. These markets are in the beginning cooling stages. Strict loan restrictions are not doing anything to help sellers sell their properties either.
Surprisingly, the economy in many of these areas has remained strong. This only points to the fact that the housing market and the local economy are not always intertwined.
Another once hot market that appears to be cooling is Seattle. In the Seattle market, prices are not rising as quickly as they once did. Homes are also sitting on the market longer than they used to. Foreclosure rates are on the rise as well.
Experts are still predicting that Seattle should be able to carry on through the crash. Apartment values in the city remain quite strong. Inventory is high, but sales volumes are keeping pace.
Not only has Seattle been able to hold on, the state of Washington as a whole has been able to do relatively well. Why? The state adopted the Growth Management Act which limited the amount of construction projects in the state. Other states were building at a much too rapid rate which has left many new properties empty.
This Act was an extreme plus for Seattle and Washington State. Other states were not so fortunate. New construction projects were left half finished or finished and empty. This resulted in a large number of defaulted construction loans.
Sal Vannutini is the author of " The 8 Power Profit Secrets To Making More Money With Less Risk In Real Estate, " a free strategy report for investors. Get your complimentary copy at http://www.FastFixerUpperProfits.com today.
Article Source: http://EzineArticles.com/?expert=Sal_S_Vannutini
Miami Real Estate Properties Have Big Potentials
ป้ายกำกับ: Real-Estate
By Eliza Maledevic
The Miami real estate is one of the best selling real estate markets. These days, more and more investors are setting their sights on it and are considering it as a good investment. Above all, purchasing a Miami real estate property gives them a chance not just to get their won property but also to enjoy other benefits and advantages, of course.
For once, beautiful beaches are always nearby when you are at Miami. To add to that, the diverse lifestyle and culture in the place successfully captivates people from all walks of life. In fact, there are a lot of tourists who have fallen in love with the place and have decided to establish their residences there by purchasing a Miami real estate.
But of course, while investing in Miami real estate has its big potentials, we are not saying that it is perfect and do not have any disadvantages at all. Since Miami real estate has risen as one of the top real estate markets these days, the population is steadily increasing in there. This population increase denotes that you will have only a few choices when you look around for a Miami real estate.
For entrepreneurs and business people who have already purchased a Miami real estate, this is an advantage actually. Nevertheless, that somehow makes it harder for potential buyers to get options that will be affordable for them since the market really has a lot of competition and the properties are really in demand.
Because of the strong market for Miami real estate, the prices are also beginning to shoot up. Careful observers of the market can readily see that the properties being sold these days are becoming really expensive that there are those that sell for millions of dollars already.
One more warning for those who wish to purchase property and permanently establish their residences there is that Miami is an area that typically encounters its share of hurricanes and many other natural calamities. There is a ready solution for this however, since you could always invest some money for insurances. But of course, it would be safe for you to assume that these insurance rates aren't cheap and could cost you a lot of money. Nevertheless, it is really wise to spend some money for that since it is one of the best ways so you could protect your properties, as well.
You can still be assured though, that despite these disadvantages, the Miami real estate market will continue to boom and that a lot of people will still want to buy their own property there. The market is really strong in the place that it leaves no doubt to predict otherwise. Simply stated, constant demand is equivalent to a steady market. So despite the price increases, there are still a lot of people who will want to invest for it in the end.
With these things in mind, you can then decide for yourself if investing in a Miami real estate is really the best for you. If you will take these considerations seriously, you will know that you can make the right decisions.
Eliza Maledevic writes for http://Jump2Top.com - SEO Company
Article Source: http://EzineArticles.com/?expert=Eliza_Maledevic
The Miami real estate is one of the best selling real estate markets. These days, more and more investors are setting their sights on it and are considering it as a good investment. Above all, purchasing a Miami real estate property gives them a chance not just to get their won property but also to enjoy other benefits and advantages, of course.
For once, beautiful beaches are always nearby when you are at Miami. To add to that, the diverse lifestyle and culture in the place successfully captivates people from all walks of life. In fact, there are a lot of tourists who have fallen in love with the place and have decided to establish their residences there by purchasing a Miami real estate.
But of course, while investing in Miami real estate has its big potentials, we are not saying that it is perfect and do not have any disadvantages at all. Since Miami real estate has risen as one of the top real estate markets these days, the population is steadily increasing in there. This population increase denotes that you will have only a few choices when you look around for a Miami real estate.
For entrepreneurs and business people who have already purchased a Miami real estate, this is an advantage actually. Nevertheless, that somehow makes it harder for potential buyers to get options that will be affordable for them since the market really has a lot of competition and the properties are really in demand.
Because of the strong market for Miami real estate, the prices are also beginning to shoot up. Careful observers of the market can readily see that the properties being sold these days are becoming really expensive that there are those that sell for millions of dollars already.
One more warning for those who wish to purchase property and permanently establish their residences there is that Miami is an area that typically encounters its share of hurricanes and many other natural calamities. There is a ready solution for this however, since you could always invest some money for insurances. But of course, it would be safe for you to assume that these insurance rates aren't cheap and could cost you a lot of money. Nevertheless, it is really wise to spend some money for that since it is one of the best ways so you could protect your properties, as well.
You can still be assured though, that despite these disadvantages, the Miami real estate market will continue to boom and that a lot of people will still want to buy their own property there. The market is really strong in the place that it leaves no doubt to predict otherwise. Simply stated, constant demand is equivalent to a steady market. So despite the price increases, there are still a lot of people who will want to invest for it in the end.
With these things in mind, you can then decide for yourself if investing in a Miami real estate is really the best for you. If you will take these considerations seriously, you will know that you can make the right decisions.
Eliza Maledevic writes for http://Jump2Top.com - SEO Company
Article Source: http://EzineArticles.com/?expert=Eliza_Maledevic
Selling of Property in an Auction
ป้ายกำกับ: Real-Estate, Selling Home
By Ron Victor
Property auction is taking place for more than 160 years. It not only benefits the seller but to the buyer also because it is simple, open and efficient method of purchase. In England and Wales around 2.5% of properties are sold through auction.
Speed If a person wants to sell the house quickly, property auction is considered best. The timeframe is much shorter compared to real estate agent.
Price In property auction the seller may get a much better price through competitive bidding. The bidders may increase the price of the property.
Integrity Through this method the final price will be decided and there would be no chance of negotiation.
Marketing exposure The property will be marketed in local and national newspaper. With the help of internet the interested buyers will know about it.
Chance of success The property auction zone is able to sell about 90% of the lots offered. If the seller wants a particular sale value then he should go to the auctioneer.
Competitive bidding Competitive bidding is done so that the prospective buyers can bid against each other. Through competitive bidding, the seller can get the best price.
No fall-through Once the hammer has been hit the buyer is legally bound to buy the property and cannot change his mind.
No re-negotiation Re-negotiation cannot be done once the property has been sold. The buyer should have seen the property before taking part in the auction.
Continuing tenancy income In investment properties, the vendor will be receiving rent till the auction date and after that the purchaser will be receiving income.
Open house viewing days The auction team sets a day when the prospective buyers can have a look at the property and their questions can be answered. The auction team will know who are the prospective buyers and it will be helpful in setting up a reserve price.
If this process is followed then the property can be sold very quickly; first the auctioneer is called who will help the seller in knowing the process of selling. The auctioneer will tell him about the necessary paper work that is needed, like the tenancy rights, architectural plans etc. Then the auctioneer will make a marketing material and show it to the seller so that he can approve it. The material can be viewed on the website or in local newspapers and national newspapers. The open days are kept when the prospective buyers can come and have a look and ask any queries related to that property. On the auction day the time is allocated for the event to take place. The bidding takes place between prospective buyers and who does the highest bidding; the property would be sold to him. The sale document is signed and a 10% amount is deposited. The selling process is completed.
In today's world, online auction is the easiest method. The prospective buyers do not have to visit places; they can know where the auction is taking place through internet.
Ron victor is a Expert author for Property auctions and uk auction list. He has written many articles like Property auctioneers, Uk property auctions, property in uk and Property auction. For more information visit: propertyauctionzone.com
contact me at ron.seocopywriter@gmail.com
Article Source: http://EzineArticles.com/?expert=Ron_Victor
Property auction is taking place for more than 160 years. It not only benefits the seller but to the buyer also because it is simple, open and efficient method of purchase. In England and Wales around 2.5% of properties are sold through auction.
Speed If a person wants to sell the house quickly, property auction is considered best. The timeframe is much shorter compared to real estate agent.
Price In property auction the seller may get a much better price through competitive bidding. The bidders may increase the price of the property.
Integrity Through this method the final price will be decided and there would be no chance of negotiation.
Marketing exposure The property will be marketed in local and national newspaper. With the help of internet the interested buyers will know about it.
Chance of success The property auction zone is able to sell about 90% of the lots offered. If the seller wants a particular sale value then he should go to the auctioneer.
Competitive bidding Competitive bidding is done so that the prospective buyers can bid against each other. Through competitive bidding, the seller can get the best price.
No fall-through Once the hammer has been hit the buyer is legally bound to buy the property and cannot change his mind.
No re-negotiation Re-negotiation cannot be done once the property has been sold. The buyer should have seen the property before taking part in the auction.
Continuing tenancy income In investment properties, the vendor will be receiving rent till the auction date and after that the purchaser will be receiving income.
Open house viewing days The auction team sets a day when the prospective buyers can have a look at the property and their questions can be answered. The auction team will know who are the prospective buyers and it will be helpful in setting up a reserve price.
If this process is followed then the property can be sold very quickly; first the auctioneer is called who will help the seller in knowing the process of selling. The auctioneer will tell him about the necessary paper work that is needed, like the tenancy rights, architectural plans etc. Then the auctioneer will make a marketing material and show it to the seller so that he can approve it. The material can be viewed on the website or in local newspapers and national newspapers. The open days are kept when the prospective buyers can come and have a look and ask any queries related to that property. On the auction day the time is allocated for the event to take place. The bidding takes place between prospective buyers and who does the highest bidding; the property would be sold to him. The sale document is signed and a 10% amount is deposited. The selling process is completed.
In today's world, online auction is the easiest method. The prospective buyers do not have to visit places; they can know where the auction is taking place through internet.
Ron victor is a Expert author for Property auctions and uk auction list. He has written many articles like Property auctioneers, Uk property auctions, property in uk and Property auction. For more information visit: propertyauctionzone.com
contact me at ron.seocopywriter@gmail.com
Article Source: http://EzineArticles.com/?expert=Ron_Victor
Things to Look For in Your Mortgage Broker
ป้ายกำกับ: Real-Estate
By Remy Na
The mortgage broker website must stand out from the point of view of the visitors and users accessing it. The overall impression must be that the design is user friendly and gives out the feeling of trustworthiness and of guarantee for the services provided. For this reason a mortgage website design must be eloquent for the message that the website transmits and so must the signals and the special options provided inside the website.
Hence there are various things to look for in your mortgage broker website, like the content, the design, the right messages and the impact that all of these have upon the eye of the clients or potential clients visiting your website. However, the subjective impression of is the most important thing to notice as it really makes or breaks a website design. The features and the elements creating this attraction are all a part of the real estate marketing strategy applied for any real estate agent website and for this token they play one of the most notable roles in the design and in the building process of such a web page.
Another element that may cause eventual problems is the design of the website, the way that the website looks, accordingly to the domain and with the market that it belongs to. This is also a notable element to take into account and it actually represents a very important feature. The website's visitors will notice the design from the first seconds that they access the website. For this reason it is also notable to take care to the quality of the design. There are plenty of experienced and highly qualified web design companies which are able to deal with any kinds of designs for all mortgage websites.
A mortgage website must also include brief presentation pieces of your company and especially the promotions and the special offers provided for a certain period. The main goal of such a website is to attract clients in a fast and efficient manner. It is obvious that visitors are attracted more towards special price offers and deals.
Many websites have their newsletters composed regularly, in which they include latest industry updates, their current promotions, price discounts and attractive bargains.
The website should be extremely informative and at the same time should be able to capture leads for you. The text and content should draw and encourage the visitor to provide you with his or her contact information so you can contact them and convert the lead into a customer.
Moreover, mortgage websites are usually specially designed by companies that are aware of the mortgage market. And this would enable you to get the job done right.
If you are a Broker and would like to get your own mortgage broker website and know more on why every mortgage broker website needs SEO do visit our site.
Article Source: http://EzineArticles.com/?expert=Remy_Na
The mortgage broker website must stand out from the point of view of the visitors and users accessing it. The overall impression must be that the design is user friendly and gives out the feeling of trustworthiness and of guarantee for the services provided. For this reason a mortgage website design must be eloquent for the message that the website transmits and so must the signals and the special options provided inside the website.
Hence there are various things to look for in your mortgage broker website, like the content, the design, the right messages and the impact that all of these have upon the eye of the clients or potential clients visiting your website. However, the subjective impression of is the most important thing to notice as it really makes or breaks a website design. The features and the elements creating this attraction are all a part of the real estate marketing strategy applied for any real estate agent website and for this token they play one of the most notable roles in the design and in the building process of such a web page.
Another element that may cause eventual problems is the design of the website, the way that the website looks, accordingly to the domain and with the market that it belongs to. This is also a notable element to take into account and it actually represents a very important feature. The website's visitors will notice the design from the first seconds that they access the website. For this reason it is also notable to take care to the quality of the design. There are plenty of experienced and highly qualified web design companies which are able to deal with any kinds of designs for all mortgage websites.
A mortgage website must also include brief presentation pieces of your company and especially the promotions and the special offers provided for a certain period. The main goal of such a website is to attract clients in a fast and efficient manner. It is obvious that visitors are attracted more towards special price offers and deals.
Many websites have their newsletters composed regularly, in which they include latest industry updates, their current promotions, price discounts and attractive bargains.
The website should be extremely informative and at the same time should be able to capture leads for you. The text and content should draw and encourage the visitor to provide you with his or her contact information so you can contact them and convert the lead into a customer.
Moreover, mortgage websites are usually specially designed by companies that are aware of the mortgage market. And this would enable you to get the job done right.
If you are a Broker and would like to get your own mortgage broker website and know more on why every mortgage broker website needs SEO do visit our site.
Article Source: http://EzineArticles.com/?expert=Remy_Na
Things About the Real Estate Market
ป้ายกำกับ: Real-EstateUndoubtedly, Miami is a spectacular city known for its prevalent urbanization and beautiful environment. The city may seem like just another tourist spot, but it is constantly trying to prove that it can also be a good place for permanent settlement.
Miami is sectioned into different neighborhoods, each of which represents a vital role in comprising the diversity of the city. The wide array of beaches that resides along astonishing skyscrapers is one of the major factors that attract people to inhabit the metropolis. In regard to that fact, the Miami real estate shaped an outstanding activity in the market, although a smooth sailing was something they were unable to attain.
Within the last 10 years, the Miami real estate market has experienced both an increase and decrease in the Market value change, which was caused by many factors. One cause is the poverty of its citizens, which brings about the fact that Miami was named as one of the poorest city in America which was primarily caused by the downward spiral of its government in the year 2001 due to the disorderly behavior of the city's officials. In this regard, more scandals can be entailed with its government; like unusually high taxes and poor sanitary and police services. These scandals somehow drove away investors and potential residents impaling its economy, including the Miami real estate market.
With a massive amount of struggle, the Miami real estate market flourished in the year 2005. Notably, immigrants from South America who were able to purchase housing units in the city caused a great deal for the market's growth. Many people wanted to relocate to the city. Also, demands for housing units became very high due to the international market's desire to invest on Miami real estate. Housing units were selling out within just days and everyone was making astounding profits. More buyers preferred purchasing condominiums making real estate developers focus on the particular housing unit. During that year, pre-construction arrangements also became in demand, causing its economy to somehow recover from the past year's adversities.
During the year 2007 however, Miami's real estate market had an unfortunate downfall. Speculators were trying to search for quick profits through endorsing their investments to other speculators telling them that the housing units can generate high short-term returns, and as the process continued, later investors were unable to find buyers who were willing to purchase the housing units because of the unreasonable increased price. Excessive supply of housing units also became a problem to the Miami real estate market. These factors caused the sales of housing projects in Miami to stop. Many investors were forced to sell their housing units in prices that are lower than they were hoping for. Other than being sold, some other housing units were foreclosed, which entails the fact that Miami was ranked as the 8th city in having the most foreclosure all across America.
As of now, Miami still struggles to create a better economy in order to be a better place to live in. The city has already undergone both the highs and the lows, yet it has retained its vivacity, that is why it won't be shocking if ever it comes back on top again.
Eliza Maledevic Ayson
http://cervera.com
Eliza Maledevic writes for http://Jump2Top.com - SEO Company
Article Source: http://EzineArticles.com/?expert=Eliza_Maledevic
Sebastian, Florida - A Great Place to Live and Play
ป้ายกำกับ: Real-Estate
By Kirby Collins
In Florida, you have your places to live, your places to visit, and your places to explore; Indian River County happens to be a place of all three. Being a place of interest on the news as of the past few years, you may not have heard of one of its up-and-coming towns named Sebastian. It is known as being the home of the first designated wildlife refuge in the United States; a place known only as Pelican Island. The town is quickly blooming into a land of subdivisions and town homes, with schools, parks and other facilities that make it the perfect place to live. Doubt my judgment? Well, I am a former resident who spent the first 18 years of my life in Sebastian, and I must say, everything is family oriented!
Though Sebastian itself is a small town, many other smaller towns that surround it make up its City "limits", such as the town of Roseland and Wabasso. There are a few roads that will get you pretty much anywhere you'd like to go in the city, such as Highway US-1, SR 512, SR 510, Roseland Road, and Barber St. These roads all connect to one another in some shape or form which will allow easy access to all of the great locations and will prevent you from ever getting lost. Even if you did get lost, the local store owners and employees, Police officers, and everyday town folk will be quite friendly and assist you in directions or any other questions you have.
Looking for a home, a place to raise a family, or simply a leisure spot to retire? There's not a better place than Sebastian! Sebastian is home to six public schools, three of which are elementary schools, two junior highs, and one high school. There are also a variety of parks, two of which are more the main attractions, such as the Creative Playground/Barber Street Sports Complex and the Riverview Park. For fun in the sun, you have hundreds of choices and two of them are facilities, such as the North County Aquatics Center and the Sebastian Skate Park, both with a small admissions fee. Sebastian is also home to over 20 Churches of many different faiths, all dedicated to strengthen you on your spiritual journey. There's the Sebastian Golf course for a full 18 Hole tour and many lakes and ponds to fish at... but all of this is only half the fun. With so much to do with friends and family, your kids will be sure to stay out of trouble and have fun the safe Sebastian way.
Of course, not everything is simply for residents. There are many other attractions that will satisfy you for a lifetime or for a short vacation. Sebastian is mainly know for its parallel run next to the Indian River; considered one of the best relaxation and fun spots ever to be exploited on the water. Several islands are there to camp on and explore as is the Wildlife Refuge, The Pelican Island. From Fishing, to camping, to boating, to tubing and skiing, swimming and snorkeling; it doesn't matter your preference, the Indian River will fulfill your heart of desire with as much fun as the river has in volume of water. Are you ready for a rougher ride? Turn your boat starboard or northeast and head towards the Sebastian Inlet. From there, you can head out to the Atlantic Ocean and see the beaches on both sides of the inlet itself. Is surfing, tanning, lounging or beach volleyball your thing? Then park that boat at the ramp, drive south down Highway US-1, take a left and head East across SR 510 over the Wabasso Bridge, and there you will arrive at SR A1A; home of the Treasure Coast Beaches! Take your pick heading North or South on A1A, as there are a variety of beaches there; some with playgrounds, others with restaurants nearby. Most beaches close at around 6 o'clock PM, as lifeguards leave their stations, so be sure to plan ahead.
Now, you have to be hungry after a day like this of fun-filled excitement, or even after a day of causal lounging. The hot spots consist of restaurants located on Indian River Drive, just parallel to US-1 and the Indian River itself. The main attraction is Captain Hiram's Resort; a restaurant, bar and grill, and hotel service that is known country wide. Also along Indian River Drive are restaurants such as Hurricane Harbor, Red Garlic Bistro, and Squid Lips, all mostly known for their seafood and bars. Maybe seafood isn't your thing though, but I know Sebastian has more to offer! Head over to J P Matty's, just off of SR 512 for some breakfast or lunch specials, or perhaps Island Smoothie Café on US-1 for a sub and a smoothie and great prices! And if you're heading out to the golf course or anywhere near Main Street, be sure to stop by The Eagle's Nest on Airport Drive for some breakfast, lunch, dinner and drink specials. You don't have to golf, but it sure is a great option!
While Sebastian might not be the party town, they know how to have a good and safe time. Back when I was young, we always asked, "What is there to do in Sebastian?" Now it baffles me to think of how naive I was, that I now say "Where the heck do I start with all of these great options?!" With a little bit of money and an open mind, Sebastian has endless opportunities for both visitors and residents.
So why not plan your vacation or move today?
Indian River County is famous for citrus and great beaches. While there, check out model homes in Sebastian for sale at affordable prices and get a taste of the Sebastian River area with beaches, boating and the great Florida lifestyle.
Article Source: http://EzineArticles.com/?expert=Kirby_Collins
In Florida, you have your places to live, your places to visit, and your places to explore; Indian River County happens to be a place of all three. Being a place of interest on the news as of the past few years, you may not have heard of one of its up-and-coming towns named Sebastian. It is known as being the home of the first designated wildlife refuge in the United States; a place known only as Pelican Island. The town is quickly blooming into a land of subdivisions and town homes, with schools, parks and other facilities that make it the perfect place to live. Doubt my judgment? Well, I am a former resident who spent the first 18 years of my life in Sebastian, and I must say, everything is family oriented!
Though Sebastian itself is a small town, many other smaller towns that surround it make up its City "limits", such as the town of Roseland and Wabasso. There are a few roads that will get you pretty much anywhere you'd like to go in the city, such as Highway US-1, SR 512, SR 510, Roseland Road, and Barber St. These roads all connect to one another in some shape or form which will allow easy access to all of the great locations and will prevent you from ever getting lost. Even if you did get lost, the local store owners and employees, Police officers, and everyday town folk will be quite friendly and assist you in directions or any other questions you have.
Looking for a home, a place to raise a family, or simply a leisure spot to retire? There's not a better place than Sebastian! Sebastian is home to six public schools, three of which are elementary schools, two junior highs, and one high school. There are also a variety of parks, two of which are more the main attractions, such as the Creative Playground/Barber Street Sports Complex and the Riverview Park. For fun in the sun, you have hundreds of choices and two of them are facilities, such as the North County Aquatics Center and the Sebastian Skate Park, both with a small admissions fee. Sebastian is also home to over 20 Churches of many different faiths, all dedicated to strengthen you on your spiritual journey. There's the Sebastian Golf course for a full 18 Hole tour and many lakes and ponds to fish at... but all of this is only half the fun. With so much to do with friends and family, your kids will be sure to stay out of trouble and have fun the safe Sebastian way.
Of course, not everything is simply for residents. There are many other attractions that will satisfy you for a lifetime or for a short vacation. Sebastian is mainly know for its parallel run next to the Indian River; considered one of the best relaxation and fun spots ever to be exploited on the water. Several islands are there to camp on and explore as is the Wildlife Refuge, The Pelican Island. From Fishing, to camping, to boating, to tubing and skiing, swimming and snorkeling; it doesn't matter your preference, the Indian River will fulfill your heart of desire with as much fun as the river has in volume of water. Are you ready for a rougher ride? Turn your boat starboard or northeast and head towards the Sebastian Inlet. From there, you can head out to the Atlantic Ocean and see the beaches on both sides of the inlet itself. Is surfing, tanning, lounging or beach volleyball your thing? Then park that boat at the ramp, drive south down Highway US-1, take a left and head East across SR 510 over the Wabasso Bridge, and there you will arrive at SR A1A; home of the Treasure Coast Beaches! Take your pick heading North or South on A1A, as there are a variety of beaches there; some with playgrounds, others with restaurants nearby. Most beaches close at around 6 o'clock PM, as lifeguards leave their stations, so be sure to plan ahead.
Now, you have to be hungry after a day like this of fun-filled excitement, or even after a day of causal lounging. The hot spots consist of restaurants located on Indian River Drive, just parallel to US-1 and the Indian River itself. The main attraction is Captain Hiram's Resort; a restaurant, bar and grill, and hotel service that is known country wide. Also along Indian River Drive are restaurants such as Hurricane Harbor, Red Garlic Bistro, and Squid Lips, all mostly known for their seafood and bars. Maybe seafood isn't your thing though, but I know Sebastian has more to offer! Head over to J P Matty's, just off of SR 512 for some breakfast or lunch specials, or perhaps Island Smoothie Café on US-1 for a sub and a smoothie and great prices! And if you're heading out to the golf course or anywhere near Main Street, be sure to stop by The Eagle's Nest on Airport Drive for some breakfast, lunch, dinner and drink specials. You don't have to golf, but it sure is a great option!
While Sebastian might not be the party town, they know how to have a good and safe time. Back when I was young, we always asked, "What is there to do in Sebastian?" Now it baffles me to think of how naive I was, that I now say "Where the heck do I start with all of these great options?!" With a little bit of money and an open mind, Sebastian has endless opportunities for both visitors and residents.
So why not plan your vacation or move today?
Indian River County is famous for citrus and great beaches. While there, check out model homes in Sebastian for sale at affordable prices and get a taste of the Sebastian River area with beaches, boating and the great Florida lifestyle.
Article Source: http://EzineArticles.com/?expert=Kirby_Collins
Real Estate Isn't Brain Surgery, Or is It?
ป้ายกำกับ: Real-Estate
By Brian Talley
What Does Brain Surgery and Real Estate Have in Common? For April Henry, a 29 year old wife and mother of two based in Austin Texas, they have everything in common. On Thursday, July 24th, 2008 April went under the knife of an elite neurosurgeon in New York City for a rare condition where her brain stem was sinking into her spinal canal, causing a myriad of problems such as heart arrhythmia, difficulty walking & breathing, reduced ability to "feel" in the upper extremities, and extreme pain throughout her body. A short two weeks later with an unexpected infection causing April fever and uncomfortable swelling around her head, April would be carefully and very reluctantly escorted by her husband to a title company in northwest Austin Texas to close on the sale of their home followed by a visit to another title company the same day to close on the purchase of a new home, all before driving to the emergency room.
All of her life April has been physically active and athletic, enjoying activities such as snow skiing when on vacation and other outdoor activities prevalent with the Austin Texas lifestyle and environment. But due to April's diagnosis of Classical Type Ehlers Danlos Syndrome and Chiari I Malformation in early 2008, April learned that she has a condition that just about ensures her a long list of debilitating symptoms and along with it, an uncertain fate. At best April would experience the continuation of the painful degeneration of her motor faculties and at worst; she was at risk of paralysis or sudden death. The best solution to her ails would be neurosurgery, a posterior fossa decompression and a cervical fusion to create separation between her skull and spine, which would relieve the pressure built up in her spinal canal due to her sinking brain stem.
The Henry's decided early in the summer 2008 to hire an Austin REALTOR to sell their northwest Austin home in Spicewood Estates and to relocate to a home nearby to accommodate their need for more space, a single level foundation, and a newer home requiring less ongoing maintenance and repair. Their existing house was livable, but the house was over 20 years old and required systematic improvements to be conducted to keep it in good living condition. The house also had a foundation with different levels where April had to go up and down steps to get from one room to another. The backyard was small and with their two highly energetic boys Jack (4 years old) and Luke (3 years old) getting older, everyone would benefit from more play space inside the house and in the back yard.
At the time the Henry's decided to sell their home they already knew that April needed to have surgery for her recently diagnosed condition, but they fully intended to get the sale, purchase, and move completed before the procedure, which was not scheduled yet. So on June 5th the Henry's had an Austin REALTOR place their home on the market priced at $320,000, a price consistent with the tax value of the home. While the Henry's wanted to get the highest value possible for their home, they also wanted a fast sale given the circumstances. Since they owned the home for 6 years since September 2002, the Henry's would enjoy significant appreciation on their sale even if they were forced to sell at a below market price.
Once the house was placed on the market there were dozens of buyer tours, but no contracts. Feedback from buyers and REALTORS had shown that the small backyard and the steps from one room to another in the house were turning buyers away. At the same time the Henry's were conducting an Austin home search to find a new home, which they found nearby and were able to place under contract contingent on the sale of their existing home. The Henry's quickly lowered their sale price after 21 days to $304,000 on June 25th and then to $299,000 on July 19th in order to boost the affordability of their home and increase their chances of a quick sale. Getting the price below the $300,000 threshold did the trick and on July 24th the house went under contract with a target close date of August 7th, just a short two weeks later! While the Henry's were ecstatic about getting the house sold and having the other house under contract, the timing couldn't have been worse.
By the time July had rolled around April's condition had progressively deteriorated and her pain was worse than ever. She received a much anticipated call from her neurosurgeon with a proposed date for her surgery, July 24th. April didn't know it at the time, but the date that her surgery was scheduled would be the same day her house would go under contract! Furthermore, with a short two week close date on the sale of her home, April would still be recovering from her surgery when she would have to move out of her home and into the new one.
On Friday, August 1st April returned from New York City to begin her recovery from surgery at home. A short 6 days later April would be escorted by her husband Paul to a 9am closing appointment to finalize the sale of their home and then on to a 1pm closing appointment to finalize the purchase of their new home. The problem was that on the evening before closing, April was running a fever and had swelling around her head. These symptoms indicated an infection, which could be bacterial meningitis in a worst case scenario. The problem was that April had planned to attend closing in person, and it was now too late for April to provide her husband with power of attorney to sign the closing documents on her behalf. April's husband was adamant that they delay closing in order to take April directly to the hospital, but April insisted that they attend closing before she subject herself to another long hospital stay. So on Thursday morning August 7th April and her husband Paul attended the 9am closing together and completed the sale of their home. April was still feverish and not feeling well, but she was intent on making it to the 1pm closing of their new home before driving to the hospital emergency room. April made it to the 1pm closing and as a result, was able to trigger the process by which her friends, family and hired labor helped pack up and move the Henry's from one house to the other.
April was admitted to the crash trauma unit at the local Breckenridge hospital immediately following the 1pm closing and it was confirmed that she did in fact have an infection in the area of her brain surgery. After a night in the crash trauma unit they moved her into critical care for two days followed by two more days on the neurosurgery floor. Fortunately, it did not turn out to be bacterial meningitis, which can lead to sudden death. April stayed in the hospital for a total of 5 days until the infection had subsided and she was cleared to leave. She arrived at her new home on Tuesday, August 12th, which had been unpacked and organized for the most part by her husband and friends.
While timing could not have been worse for her surgery, it couldn't have been better for her post surgery life. April and her family now have a new spacious home to enjoy, which will better accommodate her ability to get around the house with ease. It was a painful and stressful process for April to sell and buy a home; all while suffering through physical pain from her condition, the challenges of surgery, and the post surgery recovery process. April attributes her ability to endure through these challenges to her faith in God and to the support she has received from family and friends.
This article was provided by Brian Talley on behalf of Regent Property Group, Austin Texas Real Estate specialist's and top Austin Realtors helping professionals secure Austin Office Space and helping client's purchase Austin homes for sale, and helping client's sell Austin Texas real estate and homes.
Article Source: http://EzineArticles.com/?expert=Brian_Talley
What Does Brain Surgery and Real Estate Have in Common? For April Henry, a 29 year old wife and mother of two based in Austin Texas, they have everything in common. On Thursday, July 24th, 2008 April went under the knife of an elite neurosurgeon in New York City for a rare condition where her brain stem was sinking into her spinal canal, causing a myriad of problems such as heart arrhythmia, difficulty walking & breathing, reduced ability to "feel" in the upper extremities, and extreme pain throughout her body. A short two weeks later with an unexpected infection causing April fever and uncomfortable swelling around her head, April would be carefully and very reluctantly escorted by her husband to a title company in northwest Austin Texas to close on the sale of their home followed by a visit to another title company the same day to close on the purchase of a new home, all before driving to the emergency room.
All of her life April has been physically active and athletic, enjoying activities such as snow skiing when on vacation and other outdoor activities prevalent with the Austin Texas lifestyle and environment. But due to April's diagnosis of Classical Type Ehlers Danlos Syndrome and Chiari I Malformation in early 2008, April learned that she has a condition that just about ensures her a long list of debilitating symptoms and along with it, an uncertain fate. At best April would experience the continuation of the painful degeneration of her motor faculties and at worst; she was at risk of paralysis or sudden death. The best solution to her ails would be neurosurgery, a posterior fossa decompression and a cervical fusion to create separation between her skull and spine, which would relieve the pressure built up in her spinal canal due to her sinking brain stem.
The Henry's decided early in the summer 2008 to hire an Austin REALTOR to sell their northwest Austin home in Spicewood Estates and to relocate to a home nearby to accommodate their need for more space, a single level foundation, and a newer home requiring less ongoing maintenance and repair. Their existing house was livable, but the house was over 20 years old and required systematic improvements to be conducted to keep it in good living condition. The house also had a foundation with different levels where April had to go up and down steps to get from one room to another. The backyard was small and with their two highly energetic boys Jack (4 years old) and Luke (3 years old) getting older, everyone would benefit from more play space inside the house and in the back yard.
At the time the Henry's decided to sell their home they already knew that April needed to have surgery for her recently diagnosed condition, but they fully intended to get the sale, purchase, and move completed before the procedure, which was not scheduled yet. So on June 5th the Henry's had an Austin REALTOR place their home on the market priced at $320,000, a price consistent with the tax value of the home. While the Henry's wanted to get the highest value possible for their home, they also wanted a fast sale given the circumstances. Since they owned the home for 6 years since September 2002, the Henry's would enjoy significant appreciation on their sale even if they were forced to sell at a below market price.
Once the house was placed on the market there were dozens of buyer tours, but no contracts. Feedback from buyers and REALTORS had shown that the small backyard and the steps from one room to another in the house were turning buyers away. At the same time the Henry's were conducting an Austin home search to find a new home, which they found nearby and were able to place under contract contingent on the sale of their existing home. The Henry's quickly lowered their sale price after 21 days to $304,000 on June 25th and then to $299,000 on July 19th in order to boost the affordability of their home and increase their chances of a quick sale. Getting the price below the $300,000 threshold did the trick and on July 24th the house went under contract with a target close date of August 7th, just a short two weeks later! While the Henry's were ecstatic about getting the house sold and having the other house under contract, the timing couldn't have been worse.
By the time July had rolled around April's condition had progressively deteriorated and her pain was worse than ever. She received a much anticipated call from her neurosurgeon with a proposed date for her surgery, July 24th. April didn't know it at the time, but the date that her surgery was scheduled would be the same day her house would go under contract! Furthermore, with a short two week close date on the sale of her home, April would still be recovering from her surgery when she would have to move out of her home and into the new one.
On Friday, August 1st April returned from New York City to begin her recovery from surgery at home. A short 6 days later April would be escorted by her husband Paul to a 9am closing appointment to finalize the sale of their home and then on to a 1pm closing appointment to finalize the purchase of their new home. The problem was that on the evening before closing, April was running a fever and had swelling around her head. These symptoms indicated an infection, which could be bacterial meningitis in a worst case scenario. The problem was that April had planned to attend closing in person, and it was now too late for April to provide her husband with power of attorney to sign the closing documents on her behalf. April's husband was adamant that they delay closing in order to take April directly to the hospital, but April insisted that they attend closing before she subject herself to another long hospital stay. So on Thursday morning August 7th April and her husband Paul attended the 9am closing together and completed the sale of their home. April was still feverish and not feeling well, but she was intent on making it to the 1pm closing of their new home before driving to the hospital emergency room. April made it to the 1pm closing and as a result, was able to trigger the process by which her friends, family and hired labor helped pack up and move the Henry's from one house to the other.
April was admitted to the crash trauma unit at the local Breckenridge hospital immediately following the 1pm closing and it was confirmed that she did in fact have an infection in the area of her brain surgery. After a night in the crash trauma unit they moved her into critical care for two days followed by two more days on the neurosurgery floor. Fortunately, it did not turn out to be bacterial meningitis, which can lead to sudden death. April stayed in the hospital for a total of 5 days until the infection had subsided and she was cleared to leave. She arrived at her new home on Tuesday, August 12th, which had been unpacked and organized for the most part by her husband and friends.
While timing could not have been worse for her surgery, it couldn't have been better for her post surgery life. April and her family now have a new spacious home to enjoy, which will better accommodate her ability to get around the house with ease. It was a painful and stressful process for April to sell and buy a home; all while suffering through physical pain from her condition, the challenges of surgery, and the post surgery recovery process. April attributes her ability to endure through these challenges to her faith in God and to the support she has received from family and friends.
This article was provided by Brian Talley on behalf of Regent Property Group, Austin Texas Real Estate specialist's and top Austin Realtors helping professionals secure Austin Office Space and helping client's purchase Austin homes for sale, and helping client's sell Austin Texas real estate and homes.
Article Source: http://EzineArticles.com/?expert=Brian_Talley
Snapshot - Housing and Economic Recovery Act of 2008 - 1st Time Homebuyer Tax Credit Info
ป้ายกำกับ: Real-EstateBy Shannon Luscher
Let's start with the basics. The who, when, & what!
Who's Eligible?
1st-time Home-buyers only. This means that neither the purchaser nor the purchaser's spouse may have owned a principal residence in three years prior to the purchase.
When Is It Effective?
Purchases on or after April 9, 2008 until the feature terminates before July 1, 2009. Thus, it doesn't matter if you signed the offer to purchase in February as long as the closing(simply put the transfer of title) occurs on or after 4/9/08 you'd be eligible to take the credit.
What Does the Refund Do?
Refund reduces income tax liability for the year of the home purchase and will be claimed on the tax return for that year.
What Properties are Eligible?
Eligible property includes any single-family residence that will be used as a principal residence. No condos or co-ops allowed.
How Much of a Credit Can I Get?
Ten percent of the cost of the home, not to exceed $7500.
Are There Income Limits?
You are eligible for the full amount of credit as long as your adjusted gross income is $75000 or less ($150000 if filing joint return). Their are credit phase outs above those caps and individual with incomes at $95000 for individuals and $170000 for those filing jointly will not be eligible for any tax credit.
Now let's get down to business and look at the fine print. The government is not simply giving you a $7500 tax break!
Do I Have To Pay This Credit Back?
Recapture! Yes, that's what I said. A portion of the credit - 6.67% - is to be repaid each year for 15 years. If you sell your home before you've reached 15 years the remainder of the credit will be recaptured upon the sale. This feature is why you may have heard this tax credit referred to as an interest free loan. Home-buyer pays 6.67% of whatever credit they receive($7500 or less) for the next 15 years with no interest. So, if you qualify for the full $7500 credit you will repay $502.50 each year for 15 years.
One caveat here is that if you sell your house before the 15 years and there isn't enough proceeds to pay back the loan the remainder will be forgiven. You will not owe the IRS if the proceeds fail to cover the full repayment amount.
What About The Alternative Minimum Tax?
The credit can be used against the AMT so that it will not push individual into the AMT.
Item of note:
There's no application. Just claim the credit on the appropriate tax form if you wish to take it.
Disclaimer: Nothing in this article shall constitute either legal or tax advice. Consult with your tax advisor regarding the use of this provision.
Shannon LuscherVP Elite Mortgage Solutions, Inc.Visit the Elite Mortgage Daily Blog for Mortgage News & Insights at http://elitemortgagesolutionsdailyblog.com/Wisconsin borrowers can find more information about rates and products by visiting my comprehensive website - http://www.elitemortgagesolutions.com/
Article Source: http://EzineArticles.com/?expert=Shannon_Luscher
The Real Estate Agent Income Crisis - There is a Way Out
ป้ายกำกับ: Real-Estate
By Alana Demler
Many real estate agents are suffering financially. Possibly this is you. It is unfortunate but houses are selling much below their value and are staying on the market for months. There are more sellers than buyers and there is no relief to be seen in the very near future.
People are struggling; struggling to pay bills to pay debts. The real estate industry is a tough market to be in right now. Possibly you have been wanting to find a way to get you through.
One of the best solutions is to start a home business. There are many tax advantages and you have the benefit of writing off many of your household expenses at tax time. It is also flexible.
Something you can do while still being a real estate agent. Maybe something to tide you over until the economic situation improves or maybe something that permanently creates an income for you. The key is to find the right business. One that is recession proof.
We have chosen to build a recession proof business and are helping others to do the same. When searching for any home business there are some critical evaluating tools you need. Want to Work from Home? Have you considered These Crucial Evaluating Tools?
So you have decided that you would like to work from home. Maybe you want to stay home with your children, maybe you want money for that extra special something or maybe you want to create financial freedom. Maybe you just need to pay your bills and pay off debt. So you know your reasons why. This is a great start but now what?
It is easy to want to jump into the first thing that comes along. Something may sound good on the surface, so you should jump right in, right? Wrong.
There are several key factors that anyone and everyone should consider when deciding on what business would be right for them. Ensuring you have thoroughly researched the opportunity can save you a lot of money, a lot of time, and more importantly, a lot of heartache. I have heard too many stories of people going broke trying to find the right one. I even know someone who has tried 23 opportunities before finding the right one. Can you imagine?
The first key in researching a business is knowing what features you should be looking for in a company. You will definitely need to know the following:
- Is there an established track record?
You want the company to be at least seven years old - successful home-based business companies experience a surge of growth in their first 3-5 years, but most cannot support the increased capital and organizational needs this growth demands to continue their success. Be wary the person who says "this is a ground floor opportunity" or you need to "catch the wave".
- Is the company financially sound?
You should be able to get access to this information. Another great way to know if a company is legit, is trustworthy and has integrity is if they will let you see their previous years' income statistics. If they're not willing to share what their business people make, do you really think they're doing that well. And I don't just mean the top earners, find out what the "little guy" is making.
- Do they have a strong management team and company credentials?
Beware! There are some companies out there who are "touting" scientists behind their products that have received their degree by mail order over the internet. Do your research! What is the history of the management? What awards have they received? What does the Better Business Bureau have to say about them?
- Does this company have unique, consumable products that are guaranteed?
There are companies that have only one product. How many of that one product do you think you have to sell to make any money? If this is a luxury item, you most likely won't get repeat sales from the same person which creates much more work for you. If it's a hobby, you are looking at the same thing. The product should be something that a person goes through and needs again fairly soon, preferably monthly. These products should also have a 100% guarantee.
- Does this company require that you keep inventory or 'front end load'?
This is a very fast way to the poor house. I know lots of folks who have garages full of products. You may think it will be easy to 'unload' it but it's not. Make sure the company does not require you to have stock or inventory.
- Is there a low personal production requirement?
Essentially, this means how much of their product do you need to order to stay in business? If they are asking you to order more than you would use, then you guessed it? Straight to the poor house for you.
- Is there a high customer re-order rate?
Some companies have a re-order rate of only 5%. Does this tell you how hard you will have to work to win customers and keep them? Again, if the company won't give you this information then they have something to hide!
- Is there low initial investment?
You should be able to get started in any business for $500 or less. In addition, any investment should be guaranteed. Any more than that and the risk sky rockets.
- Is there low attrition?
If more than 10% of the people are leaving every month, what does that tell you?
- Is there breakaways?
No breakaways!!! What that means is that you work really hard and then when you reach a desired level, they have the rest of your team "break away" from you and you start all over. Does that sound like what you are looking for? Know the compensation plan. You should be able to earn an income from each person you offer your product or service to. No breakaways, no balancing sides.
- Does the company have any risk?
Risk is a 4 letter word. It has its place but not in your business. This is your life. There should be no risk. You should only be using products you would use anyway, and there should be a full guarantee on everything. If this is the case, there is no risk!
Alright, so now that you know what is important to look for in the company, what product concept makes the most sense, you ask?
REPEAT Consumables (necessity items) and I can't stress this enough. This is a 200 billion dollar industry. People must already want or need to buy the products. It is much easier to interest people in something that is better or less expensive than their current brand than it is to get them to buy something new that they hadn't considered before. The concept of "switching stores" works best because people spend "no new money", they just switch brands. Durable goods won't generate residual income because people won't buy each month.
The products should always be competitively priced (have a low cost per use). No matter how well people like something, they won't stay customers forever if the product costs more than the store bought equivalent. Since commissions depend on customer purchases, the longer they stay, the more RELIABLE your income. The products must also be unique and exclusive to the company. It is of benefit if there are patented products that have been scientifically developed. The re-order rate should be above 90% and it has to make sense to just be a customer, continuing to buy the products without being a business builder.
Lastly there are a few more things that you may want to consider. Does the company manufacture its own products? Does the business offer a system that you can duplicate for success? Does the organization provide you with free training and support? Do you have to leave your home to build the business? Do you need experience in sales or business to be successful? Can you make enough to replace your income? What are the tax advantages to owning a home-based business?
I know this seems like a lot of work, but the end result will make for a happier, wealthier you. Good luck in your search!
Alana Demler is a work at home mom. She has a passion for helping others and specializes in helping people to reach their financial goals. For further information on this article or building a business Alana can be reached at 204-772-8152 or go to http://www.momswantmore.com/workathome or http://www.teamvitality.com/workathome
Helping, one person, one child, one family at a time...
There IS a Better Way!
Article Source: http://EzineArticles.com/?expert=Alana_Demler
Many real estate agents are suffering financially. Possibly this is you. It is unfortunate but houses are selling much below their value and are staying on the market for months. There are more sellers than buyers and there is no relief to be seen in the very near future.
People are struggling; struggling to pay bills to pay debts. The real estate industry is a tough market to be in right now. Possibly you have been wanting to find a way to get you through.
One of the best solutions is to start a home business. There are many tax advantages and you have the benefit of writing off many of your household expenses at tax time. It is also flexible.
Something you can do while still being a real estate agent. Maybe something to tide you over until the economic situation improves or maybe something that permanently creates an income for you. The key is to find the right business. One that is recession proof.
We have chosen to build a recession proof business and are helping others to do the same. When searching for any home business there are some critical evaluating tools you need. Want to Work from Home? Have you considered These Crucial Evaluating Tools?
So you have decided that you would like to work from home. Maybe you want to stay home with your children, maybe you want money for that extra special something or maybe you want to create financial freedom. Maybe you just need to pay your bills and pay off debt. So you know your reasons why. This is a great start but now what?
It is easy to want to jump into the first thing that comes along. Something may sound good on the surface, so you should jump right in, right? Wrong.
There are several key factors that anyone and everyone should consider when deciding on what business would be right for them. Ensuring you have thoroughly researched the opportunity can save you a lot of money, a lot of time, and more importantly, a lot of heartache. I have heard too many stories of people going broke trying to find the right one. I even know someone who has tried 23 opportunities before finding the right one. Can you imagine?
The first key in researching a business is knowing what features you should be looking for in a company. You will definitely need to know the following:
- Is there an established track record?
You want the company to be at least seven years old - successful home-based business companies experience a surge of growth in their first 3-5 years, but most cannot support the increased capital and organizational needs this growth demands to continue their success. Be wary the person who says "this is a ground floor opportunity" or you need to "catch the wave".
- Is the company financially sound?
You should be able to get access to this information. Another great way to know if a company is legit, is trustworthy and has integrity is if they will let you see their previous years' income statistics. If they're not willing to share what their business people make, do you really think they're doing that well. And I don't just mean the top earners, find out what the "little guy" is making.
- Do they have a strong management team and company credentials?
Beware! There are some companies out there who are "touting" scientists behind their products that have received their degree by mail order over the internet. Do your research! What is the history of the management? What awards have they received? What does the Better Business Bureau have to say about them?
- Does this company have unique, consumable products that are guaranteed?
There are companies that have only one product. How many of that one product do you think you have to sell to make any money? If this is a luxury item, you most likely won't get repeat sales from the same person which creates much more work for you. If it's a hobby, you are looking at the same thing. The product should be something that a person goes through and needs again fairly soon, preferably monthly. These products should also have a 100% guarantee.
- Does this company require that you keep inventory or 'front end load'?
This is a very fast way to the poor house. I know lots of folks who have garages full of products. You may think it will be easy to 'unload' it but it's not. Make sure the company does not require you to have stock or inventory.
- Is there a low personal production requirement?
Essentially, this means how much of their product do you need to order to stay in business? If they are asking you to order more than you would use, then you guessed it? Straight to the poor house for you.
- Is there a high customer re-order rate?
Some companies have a re-order rate of only 5%. Does this tell you how hard you will have to work to win customers and keep them? Again, if the company won't give you this information then they have something to hide!
- Is there low initial investment?
You should be able to get started in any business for $500 or less. In addition, any investment should be guaranteed. Any more than that and the risk sky rockets.
- Is there low attrition?
If more than 10% of the people are leaving every month, what does that tell you?
- Is there breakaways?
No breakaways!!! What that means is that you work really hard and then when you reach a desired level, they have the rest of your team "break away" from you and you start all over. Does that sound like what you are looking for? Know the compensation plan. You should be able to earn an income from each person you offer your product or service to. No breakaways, no balancing sides.
- Does the company have any risk?
Risk is a 4 letter word. It has its place but not in your business. This is your life. There should be no risk. You should only be using products you would use anyway, and there should be a full guarantee on everything. If this is the case, there is no risk!
Alright, so now that you know what is important to look for in the company, what product concept makes the most sense, you ask?
REPEAT Consumables (necessity items) and I can't stress this enough. This is a 200 billion dollar industry. People must already want or need to buy the products. It is much easier to interest people in something that is better or less expensive than their current brand than it is to get them to buy something new that they hadn't considered before. The concept of "switching stores" works best because people spend "no new money", they just switch brands. Durable goods won't generate residual income because people won't buy each month.
The products should always be competitively priced (have a low cost per use). No matter how well people like something, they won't stay customers forever if the product costs more than the store bought equivalent. Since commissions depend on customer purchases, the longer they stay, the more RELIABLE your income. The products must also be unique and exclusive to the company. It is of benefit if there are patented products that have been scientifically developed. The re-order rate should be above 90% and it has to make sense to just be a customer, continuing to buy the products without being a business builder.
Lastly there are a few more things that you may want to consider. Does the company manufacture its own products? Does the business offer a system that you can duplicate for success? Does the organization provide you with free training and support? Do you have to leave your home to build the business? Do you need experience in sales or business to be successful? Can you make enough to replace your income? What are the tax advantages to owning a home-based business?
I know this seems like a lot of work, but the end result will make for a happier, wealthier you. Good luck in your search!
Alana Demler is a work at home mom. She has a passion for helping others and specializes in helping people to reach their financial goals. For further information on this article or building a business Alana can be reached at 204-772-8152 or go to http://www.momswantmore.com/workathome or http://www.teamvitality.com/workathome
Helping, one person, one child, one family at a time...
There IS a Better Way!
Article Source: http://EzineArticles.com/?expert=Alana_Demler
Is Canada's Real Estate Expensive?
ป้ายกำกับ: Real-Estate
By Mark Jennings-Bates
Is Kelowna the 13 most expensive real estate market in the world?
Like me, that is probably what you were left thinking after a recent news report. So much so, that time and time again in coffee shop discussions I have heard the statement "We are now the 13th most expensive city for housing in the world". It sure left me confused, and it was interesting to see the reaction of people, which ranged from horror to glee that their houses might be worth so much on a global scale.
Since I have been touting the line that Kelowna offers some of the best value resort real estate in the world, I though it was time to go digging.
Firstly, whilst Kelowna is indeed a City and whilst the Economic Development Commission have done a fantastic job of creating economic diversity within the region, there is no doubt that Kelowna will transition into a full service resort region with strong retirement and pre-retirement demographics. Straight away, one of the first things that came to mind is why did we not consider resort markets in this comparison instead of major urban centres? Certainly, Kelowna cannot be considered a major urban centre although if you have lived here for your whole life, you may not be comfortable with the changes and size for the City today. Taking a comparison within a similar real estate market will give us a very different glimpse of the world. If we were to look at Whistler, Canmore, Telluride, Aspen, Palm Springs, Puerto Vallarta, Carmel, Cannes, Majorca and other world renowned resort destinations, there is no doubt at all that Kelowna is one of the least expensive regions to offer one of the most fantastic retirement lifestyles.
That thought made me realize that I should study the actual survey in more detail. Perhaps it was in fact categorizing us unnaturally, at least in my opinion. Then I started to think about international City's, like Perth Australia, New York, London, Dublin, Paris, San Francisco, Los Angeles, San Diego. Just a short list of cities, that if I travel to, makes me think twice about moving there because of the cost of housing in the urban areas. What was I missing? In short, the detail behind the study!
The survey, The Demographia International Housing Affordability Survey actually defined it's criteria as " median house price divided by median household income to assess housing affordability". Now I felt I was getting somewhere, because perhaps you, like me simply read (and heard on the radio!) "Kelowna ranked as Canada's least affordable community". That is not true, I just moved from Canmore Alberta and I have friends who live in Whistler... lets talk about affordability.
Clearly, with this data, the context of the report was very different to that portrayed in the headlines we all read. In relation to the average income in Kelowna, housing is less affordable. Does that mean we have the most expensive housing in Canada. NO!
It does indicate that most people moving here are less concerned about finding a job. That would match the demographic we have been talking about for a few years in our articles. It does mean that many people are making recreational property investments as we have been talking about for a few years. It also means that there is a challenge in inviting a labour pool to the community because of the relative affordability of Kelowna. That would be the reason that Mr. Robert Fine, from the Economic Development office, spends so much time on aircraft heading to other destinations and promoting Kelowna as a great place to live, work and set up business.
Interestingly, those destinations are likely to have more expensive housing than Kelowna which is why we can say, on a global scale, Kelowna offers tremendous value to the property investor, retiree and pre-retiree and we don't see that changing in the near term.
One good reason to work with a professional realtor is to have someone explain the ramifications of the statistics that can at first appear confusing or can be used by an overly aggressive media to create a headline that takes your breath away... it did mine!
Interestingly, in that same month as that report was released, the local real estate board issued a media release announcing continued growth in the real estate market in the month of January compared to the same month last year. What does the rest of the year hold... we'll tell you more as we get into it.
Article Source: http://EzineArticles.com/?expert=Mark_Jennings-Bates
Is Kelowna the 13 most expensive real estate market in the world?
Like me, that is probably what you were left thinking after a recent news report. So much so, that time and time again in coffee shop discussions I have heard the statement "We are now the 13th most expensive city for housing in the world". It sure left me confused, and it was interesting to see the reaction of people, which ranged from horror to glee that their houses might be worth so much on a global scale.
Since I have been touting the line that Kelowna offers some of the best value resort real estate in the world, I though it was time to go digging.
Firstly, whilst Kelowna is indeed a City and whilst the Economic Development Commission have done a fantastic job of creating economic diversity within the region, there is no doubt that Kelowna will transition into a full service resort region with strong retirement and pre-retirement demographics. Straight away, one of the first things that came to mind is why did we not consider resort markets in this comparison instead of major urban centres? Certainly, Kelowna cannot be considered a major urban centre although if you have lived here for your whole life, you may not be comfortable with the changes and size for the City today. Taking a comparison within a similar real estate market will give us a very different glimpse of the world. If we were to look at Whistler, Canmore, Telluride, Aspen, Palm Springs, Puerto Vallarta, Carmel, Cannes, Majorca and other world renowned resort destinations, there is no doubt at all that Kelowna is one of the least expensive regions to offer one of the most fantastic retirement lifestyles.
That thought made me realize that I should study the actual survey in more detail. Perhaps it was in fact categorizing us unnaturally, at least in my opinion. Then I started to think about international City's, like Perth Australia, New York, London, Dublin, Paris, San Francisco, Los Angeles, San Diego. Just a short list of cities, that if I travel to, makes me think twice about moving there because of the cost of housing in the urban areas. What was I missing? In short, the detail behind the study!
The survey, The Demographia International Housing Affordability Survey actually defined it's criteria as " median house price divided by median household income to assess housing affordability". Now I felt I was getting somewhere, because perhaps you, like me simply read (and heard on the radio!) "Kelowna ranked as Canada's least affordable community". That is not true, I just moved from Canmore Alberta and I have friends who live in Whistler... lets talk about affordability.
Clearly, with this data, the context of the report was very different to that portrayed in the headlines we all read. In relation to the average income in Kelowna, housing is less affordable. Does that mean we have the most expensive housing in Canada. NO!
It does indicate that most people moving here are less concerned about finding a job. That would match the demographic we have been talking about for a few years in our articles. It does mean that many people are making recreational property investments as we have been talking about for a few years. It also means that there is a challenge in inviting a labour pool to the community because of the relative affordability of Kelowna. That would be the reason that Mr. Robert Fine, from the Economic Development office, spends so much time on aircraft heading to other destinations and promoting Kelowna as a great place to live, work and set up business.
Interestingly, those destinations are likely to have more expensive housing than Kelowna which is why we can say, on a global scale, Kelowna offers tremendous value to the property investor, retiree and pre-retiree and we don't see that changing in the near term.
One good reason to work with a professional realtor is to have someone explain the ramifications of the statistics that can at first appear confusing or can be used by an overly aggressive media to create a headline that takes your breath away... it did mine!
Interestingly, in that same month as that report was released, the local real estate board issued a media release announcing continued growth in the real estate market in the month of January compared to the same month last year. What does the rest of the year hold... we'll tell you more as we get into it.
Article Source: http://EzineArticles.com/?expert=Mark_Jennings-Bates
Mortgage Advice in Today's Real Estate Market
ป้ายกำกับ: Mortgage Refinace, Real-Estate
By Ray Tolley
With the slowing housing market, rising interest rates and lenders tightening the reins on their mortgage qualification requirements, it's extremely important to get the best mortgage at a good interest rate. Keep reading for four tips you can use to get the best mortgage in today's residential real estate market.
1. Work on your credit.
If your credit score isn't good, take the time to work on rebuilding it. Now is not the time to accept a higher rate just because you have poor credit. Spend a year or two making sure all your payments get in on time, that you stop applying for new credit and you reduce the balance on your double-digit interest credit. Because interest rates are already rising, you can't afford to lock in at a credit penalty rate. Remember, taking an additional year or two before purchasing a home could save you tens of thousands of dollars over the life of the loan, so have patience.
2. Build a sizable down payment.
Having a strong down payment of 20% or more puts you in the driver's seat and allows you to direct negotiations with lenders. Not only will you save on private mortgage insurance (PMI) and your interest rate, you'll also walk into your home with pre-established home equity. You'll have backup equity in case of a financial emergency, and you'll have a strong financial foundation that's not easily rocked by economic instability.
If you're having trouble coming up with a larger down payment, try accessing 401K reserves or negotiating a loan through financing from your family.
3. Opt for the stable lender.
With fly-by-night mortgage companies closing their doors and selling their loans on the secondary market, you want a lender that's going to give you good customer service and do so for 30 years.
Don't make the same mistake as the countless thousands who lost their homes because of bad lender decisions; opt for a stable lender. Look for a financial provider whose personnel answers your questions, doesn't try to rush you and is genuinely interested in helping you get the best loan. If you're stuck, ask around your neighborhood or hit family and friends for advice on their lenders. Having customer referrals from people you trust is invaluable.
4. If interest rates are too high, don't lock in.
While an adjustable rate mortgage (ARM) means your monthly mortgage payments can still go up with inflating interest rates, you also don't want to lock yourself into a 30-year fixed rate mortgage with a bad interest rate.
Whatever you decide, remember that if you have substantial home equity and good credit, you can always renegotiate or refinance down the line if interest rates come back down.
For information on practical home ownership preparation recommendations, please visit http://www.home-ownership-preparation.com, a popular site providing great insights concerning home purchase readiness, such as home inspection tools, FHA mortgage rates, and many more!
Article Source: http://EzineArticles.com/?expert=Ray_Tolley
With the slowing housing market, rising interest rates and lenders tightening the reins on their mortgage qualification requirements, it's extremely important to get the best mortgage at a good interest rate. Keep reading for four tips you can use to get the best mortgage in today's residential real estate market.
1. Work on your credit.
If your credit score isn't good, take the time to work on rebuilding it. Now is not the time to accept a higher rate just because you have poor credit. Spend a year or two making sure all your payments get in on time, that you stop applying for new credit and you reduce the balance on your double-digit interest credit. Because interest rates are already rising, you can't afford to lock in at a credit penalty rate. Remember, taking an additional year or two before purchasing a home could save you tens of thousands of dollars over the life of the loan, so have patience.
2. Build a sizable down payment.
Having a strong down payment of 20% or more puts you in the driver's seat and allows you to direct negotiations with lenders. Not only will you save on private mortgage insurance (PMI) and your interest rate, you'll also walk into your home with pre-established home equity. You'll have backup equity in case of a financial emergency, and you'll have a strong financial foundation that's not easily rocked by economic instability.
If you're having trouble coming up with a larger down payment, try accessing 401K reserves or negotiating a loan through financing from your family.
3. Opt for the stable lender.
With fly-by-night mortgage companies closing their doors and selling their loans on the secondary market, you want a lender that's going to give you good customer service and do so for 30 years.
Don't make the same mistake as the countless thousands who lost their homes because of bad lender decisions; opt for a stable lender. Look for a financial provider whose personnel answers your questions, doesn't try to rush you and is genuinely interested in helping you get the best loan. If you're stuck, ask around your neighborhood or hit family and friends for advice on their lenders. Having customer referrals from people you trust is invaluable.
4. If interest rates are too high, don't lock in.
While an adjustable rate mortgage (ARM) means your monthly mortgage payments can still go up with inflating interest rates, you also don't want to lock yourself into a 30-year fixed rate mortgage with a bad interest rate.
Whatever you decide, remember that if you have substantial home equity and good credit, you can always renegotiate or refinance down the line if interest rates come back down.
For information on practical home ownership preparation recommendations, please visit http://www.home-ownership-preparation.com, a popular site providing great insights concerning home purchase readiness, such as home inspection tools, FHA mortgage rates, and many more!
Article Source: http://EzineArticles.com/?expert=Ray_Tolley
Real Estate Leads Need to Be Worked On
ป้ายกำกับ: Real-Estate
By Shareen Aguilar
Generating leads for real estate is one of the many stages needed before a real estate agent gets a sale; a successful client. But even for the moment of having all the leads in your hands, regardless if there are thousands of them; when reality starts to kick in that there could be a lot of rejected leads, those that are not just interested to get any service from any real estate agent just yet or it could simply become a lead that doesn't respond back to any of the contacts that you have made.
Setting your focus on what could happen in the real world is going to make the load lighter. Most real estate agents are already pleased by the number of leads that they get but the fact that these people have to be convinced and needs persuasion isn't an easy job at all. There could be instances when there are leads that will correspond with your inquiry but there is still a possibility for them not to contact you back in anyway or anymore. These instances do happen and after a while, you'll simply realize that out of the thousands of leads you have received, you can only count clients with your own fingers.
This is where filtering comes in. If you want to save on the money that you have paid lead generating companies, make sure that you do spend and check the leads you get. Chances are, these leads could be generated from other companies giving you duplicate leads which is not necessarily at all. This makes the lead generating companies that you trust a bad choice. But, of course, you have to assert and pro actively seek out the leads you get. If you are determined enough to reach these leads during their most comfortable time of the day, you will definitely get a good head start on lead marketing.
Shareen Aguilar is a writer for Real Estate Leads Generation which has information on generating Real Estate Leads.
Article Source: http://EzineArticles.com/?expert=Shareen_Aguilar
Generating leads for real estate is one of the many stages needed before a real estate agent gets a sale; a successful client. But even for the moment of having all the leads in your hands, regardless if there are thousands of them; when reality starts to kick in that there could be a lot of rejected leads, those that are not just interested to get any service from any real estate agent just yet or it could simply become a lead that doesn't respond back to any of the contacts that you have made.
Setting your focus on what could happen in the real world is going to make the load lighter. Most real estate agents are already pleased by the number of leads that they get but the fact that these people have to be convinced and needs persuasion isn't an easy job at all. There could be instances when there are leads that will correspond with your inquiry but there is still a possibility for them not to contact you back in anyway or anymore. These instances do happen and after a while, you'll simply realize that out of the thousands of leads you have received, you can only count clients with your own fingers.
This is where filtering comes in. If you want to save on the money that you have paid lead generating companies, make sure that you do spend and check the leads you get. Chances are, these leads could be generated from other companies giving you duplicate leads which is not necessarily at all. This makes the lead generating companies that you trust a bad choice. But, of course, you have to assert and pro actively seek out the leads you get. If you are determined enough to reach these leads during their most comfortable time of the day, you will definitely get a good head start on lead marketing.
Shareen Aguilar is a writer for Real Estate Leads Generation which has information on generating Real Estate Leads.
Article Source: http://EzineArticles.com/?expert=Shareen_Aguilar
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